College - Author 1

College of Architecture and Environmental Design

Department - Author 1

Construction Management Department

Degree Name - Author 1

BS in Construction Management



Primary Advisor/Subject Matter Expert (SME)

Brick Robbins, College of Architecture and Environmental Design, Construction Management Department


Construction insurance, especially that of workers’ compensation, is vital for the protection of general contractors, but it comes at a high cost and limits their control over contract terms. Biometric devices, such as heart rate monitors and motion capture, have the potential to revolutionize the industry by reducing construction insurance premiums. Heart rate monitors can provide real-time data on workers' physical activity and health, while motion capture analyzes movements to identify unsafe movement patterns performed by workers. By monitoring workers' biometrics, construction companies can ensure their safety, prevent hazards, and implement targeted training programs. This personalized data can lead to a decrease in accidents and injuries, resulting in reduced insurance claims and lower premiums. However, the use of biometrics in construction insurance is a novel concept with minimal research and some problems may arise with its implementation. Workers' compensation insurance, a significant cost for construction companies, relies on past claims and experience modification ratings and doesn’t account for recent trends. Biometric technology can provide more accurate assessments of current working practices, leading to fairer premium calculations and a reduction in fraud. The implementation of biometric devices could create a safer workplace, minimize insurance costs, and enhance profitability for construction companies.

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